Debt Consolidation

Custom Search

Debt Consolidation
Debt Relief
Correcting Your Debt
Debt - Strategically
15 Ways Average
Debt Consolidation or
Debt Consolidation 101
Guide to free
Guide to online
Debt Handling Solutions
Consolidation Loan Student
Get Out Of
Student Loan Debt
How to Avoid
Debt Consolidation Loans
Debt Collection--Tips for
Debt Management Plans
Consolidate, Before It's
How To Find
Bad Credit Debt
Business Debt and
Christian Debt Consolidation
Consumer Debt Consolidation
Credit Card Debt
Debt and Bill
Debt Consolidation Advice:
Debt Consolidation Companies:
Debt Consolidation Credit
UK Debt Consolidation
Debt Consolidation
Unemployed debt consolidation:
Credit Card Debt
Debt Specialist In
What can debt
Debt reduction companies
Play the Credit
Understanding Credit Card
Debt Consolidation
Debt Relief
Debt Consolidation and Debt Reduction - What Are Your Options?
by Carrie Reeder
If you're stretching your budget each month to pay bills and creditors, chances are you're looking for a way to get a little financial relief. Fortunately, you can either consolidate or reduce your debt to remove some of the pressure. Here are

If you're stretching your budget each month to pay bills and creditors, chances are you're looking for a way to get a little financial relief. Fortunately, you can either consolidate or reduce your debt to remove some of the pressure. Here are some options:


Many of your creditors may be willing to work with you to help you make your payments. Simply pick up the phone and give them a call, and ask for more lenient terms or a lower rate. If they don't agree, you may want to consider transferring your balances to a lower rate credit card. Either way, make a concentrated effort to pay a little bit extra on your cards each month. Forgo that fancy coffee or skip that take-out pizza on Friday. Use any savings to pay down debt.

Get a loan

A debt consolidation loan can lower your monthly payment and, in the long run, you may pay less because of a lower interest rate. Home Equity Loans or Home Equity Lines of Credit are commonly used to pay off creditors, thereby consolidating debt into one monthly payment. Moreover, these types of loans typically have super low interest rates and some tax benefits, too, which could save you money.

A debt management service

Also called a debt consolidation service, these organizations (often non-profit) help you regain control of your finances. They'll assess your personal situation--including your creditors, your current interest rates, your balances and your income. In many cases they'll contact your creditors and negotiate on your behalf for a lower interest rate or lower monthly payment, both of which can help make your debt payments more manageable. Most of these companies will also consolidate your debt. You'll send the company one monthly payment, and they'll divvy it up among your creditors, which simplifies your monthly bill-paying process.

Try using one of ABC Loan Guide's Recommended Debt Consolidation Companies.

If you are tired of being bombarded with bills every month, and you're ready to get out of debt, you have a few options for debt consolidation and debt reduction. Simply choose the one that best suits your needs, and in no time at all you'll be on your way to a debt free life!

View our recommended sources for Bad Credit Debt Consolidation. Also, consider checking your credit report to see what your credit situation is. View our recommended sources for Free Credit Report Online.

The site is not responsible for any content in it. E-mail: alldir[at]gmx[dot]com
debt consolidation, home loan, mortgage, debt free, debt help, refinance, equity loan, unsecured, secured debt, bankruptcy, credit card , bad credit, payday, cash advance, cash settlement, line of credit, student loan, interest rate, borrow money, car loan, adverse credit, compensation, quote, credit score, consolidate debt Stickney village Rigby Swartz Creek Darfur Mustang Luther village Farrell Lowhill township Chenoa Balance of Morton township Drayton Tift County St. Johnsville village Fremont Hopewell Herrick town Denver borough Fort Atkinson Woodlawn village (pt.) Marquette Heights city (pt.) Beverly Hills Alamo Jackson township Leesville village Bridgeport village Parkston Blue Butte township Smoky Hollow township Crisfield Greenville USA UK Australia Canada Malawi Andorra Thailand Venezuela Kingman Reef Saudi Arabia Ashmore and Cartier Islands Saint Barthelemy Croatia Thailand Flintshire Cumberland Morayshire Durham Selkirkshire Wigtownshire Down Derbyshire Oxfordshire Denbighshire North Carolina (NC) Nebraska (NE) Kentucky (KY) Wyoming (WY) New Jersey (NJ) Oklahoma (OK) Louisiana (LA) Missouri (MO) New York (NY) Utah (UT) New York (NY) Oklahoma (OK) North Carolina (NC) Alaska (AK) Ohio (OH) Kansas (KS) California (CA) North Carolina (NC) New Hampshire (NH)