There are two main roads to improving your personal finances: increasing income, and cutting costs.Increasing income is the harder road to travel. After all, you can't always get a raise or a new job when you need one.But cutting co
Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?You're not alone. Many people face a financial crisis some
It is vital to get rid of debt while things are
going well. Yet the opposite is usually the
case. Human nature is such that when we
find ourselves living in good times, we let
down our defenses. With our lives going
great we seem to make
When you find yourself thinking about using a credit counseling service, you need to be very
careful. You need someone who will help you, not just some pushy sales associate who wants
only to sign you up for their service.You are ab
An inability to manage credit, growing debt and bankruptcy are all major problems
today. On an average day, over 8,000 people file bankruptcy in the United States
alone. The Internet is rife with companies that promise help and salvation; to the
The idea of moving abroad to escape debt seems to be more of a common practice these days. People with failed businesses or swamped in debt seem to think moving abroad will give them a fresh start, free from debt and allow them to build a new lif
Incredibly, since the changes in the bankruptcy law in April 2004, debtors are more likely to petition for their own bankruptcy rather than their creditors! You would think that most people who have been threatened with the prospect of being made
Wholeness requires separation. In order for you to experience yourself as being whole, you spend most of your live experiencing being separated, trying to get back to wholeness.One of your most creative ways of moving away from happiness ha
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Pickens County
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Balance of Amherst town
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