An inability to manage credit, growing debt and bankruptcy are all major problems
today. On an average day, over 8,000 people file bankruptcy in the United States
alone. The Internet is rife with companies that promise help and salvation; to the
uninitiated, their words and assurances prey upon those wanting a painless
The January post-holiday credit card bills are often the proverbial straw that breaks
the camel's back, where families now have to face the problem of how to pay for the
holiday gifts and celebrations without sliding further into debt.
Avoiding these problems, and recovering from overwhelming debt, are what Real
Life Debt.com is all about: it's a resource site that's dedicated to helping you learn
about your options with credit card debt, debit cards, debt management, debt
counseling, privacy, deciding about bankruptcy (and the different types of
bankruptcy), and more.
Founder Dave Taylor explains "As a private, independent initiative, we're sure that
you'll find Real Life Debt.com to be an excellent resource for understanding and
managing your own financial issues. To ensure accuracy, the materials on this site
are all from the United States government: one goal of Real-Life-Debt.com is to
help people find the excellent material produced by the Federal Trade Commission,
Federal Reserve, Consumer Information Center, and similar organizations."
In addition, Real Life Debt also features a weblog (a "blog") with postings from
different individuals who share their own challenges managing their personal
finances, including bankruptcy, credit card penalties, and much more.
Real Life Debt is an unbiased source of credit card, debt
management, privacy and
bankruptcy information, without commercial sponsors or a sales pitch. To ensure
accuracy, much of the material is from U.S. government sites.
Dave Taylor has been involved with the Internet since 1980. He's written sixteen
technical and business books including the best-selling "Creating Cool Web Sites",
and his most recent projects are startup
101 info and Ask Dave Taylor.