Debt Consolidation

Custom Search
 

Debt Consolidation
Debt Relief
Mortgage
Credit
Bankruptcy
Debt Negotiation and
Pay Off Your
Getting Past The
Your Secret Weapon...
Secrets to Why
British Families and
Debt Settlement
Establish Money Saving
Home Equity Ė
Credit Card Debt:
Is Debt Negotiation
Debt Problems? You
Help for the
Solutions to Single
Debt Elimination
Get Debt Free
Debt Management Systems
Debt Elimination 1
Debt Elimination 2
Debt Elimination 3
5 Methods Toward
5 Ways to
Bad Credit Home
How To Pay
Five Hot Tips
Is There A
Ten Ways to
Credit Card Debt
What is Debt
The Human Side
A Debt Elimination
Two Ways To
The "Credit Card
Debt Settlement --
Debt Relief --
Sitemap
Debt Consolidation
Debt Relief
Mortgage
Credit
Bankruptcy
 
Credit Card Debt Management - Avoiding Credit Card Debt
by Carrie Reeder
Credit card debt can be one of the worst debts to have because of the high interest rates charged on credit card purchases. Also, credit card debt does not in any way increase you net worth in the way that having equity in a home or a car do

Credit card debt can be one of the worst debts to have because of the high interest rates charged on credit card purchases. Also, credit card debt does not in any way increase you net worth in the way that having equity in a home or a car does. However, every day people make purchases on their credit cards because they canít afford to pay for them with cash. Avoiding credit card debt is easy. Read this article for tips on managing your credit cards in order to avoid credit card debt:

Use Emergency Credit Cards for Emergencies Only
There are two main purposes for credit cards: to build credit and in the case of an emergency. If you have an emergency credit card, keep it at home. Donít carry it with you in your wallet where youíll be tempted to use it to buy that thing you want but donít really need. If you wouldnít take out a loan to buy a new pair of tennis shoes, donít put them on your credit card. The principal is the same.

Buy Only What You Would With Cash
A good way to establish credit with a credit card is to use it to buy things that you would normally pay cash for. Youíll but gas every week whether you have a credit card or not, so, instead of paying cash for it, use your credit card. Then, at the end of the month, use the cash you would have spent to pay down the balance of your card. This is an excellent way to build credit without making unnecessary purchases.

Pay Your Bills on Time and Donít Exceed Credit Limits
The fastest way to accumulate debt on your credit cards is to pay your bills late or exceed your credit limit. Your lender will charge you late or over-limit fees, and these add up quickly. To avoid exceeding your credit limit, keep track of credit card purchases just as you keep track of your checking account balance. Pay your bills on time either by signing up for automatic bill pay, or by listing monthly reminders on your calendar.

To see a list of recommended companies for credit card debt management services or to eliminate credit card debt, visit ABC Loan Guide.

Article Source: http://EzineArticles.com/?expert=Carrie_Reeder

 
The site is not responsible for any content in it. E-mail: alldir[at]gmx[dot]com
debt consolidation, home loan, mortgage, debt free, debt help, refinance, equity loan, unsecured, secured debt, bankruptcy, credit card , bad credit, payday, cash advance, cash settlement, line of credit, student loan, interest rate, borrow money, car loan, adverse credit, compensation, quote, credit score, consolidate debt Onalaska Scotland West Point Columbus Cobalt village Mulvane Winstonville town Gilead town Vinton County Buckhorn township Chino Hills Stonewall town Climax township Quinton town Xenia Scipio town Sawyer King town Comfrey city (pt.) Wilson borough Grove township Moline city (pt.) Martin township Arlington Pershing township Moline city (pt.) Tintah Balance of Pleasant township Novato Cold Spring USA UK Australia Canada Central African Republic Rwanda Benin Netherlands Mayotte Norfolk Island Korea, Democratic People's Republic of (North Korea) Faroe Islands Bermuda Bangladesh Antrim Londonderry Cumberland Aberdeenshire Warwickshire Perthshire Kirkcudbrightshire Peeblesshire Carmarthenshire Devon New York (NY) South Carolina (SC) New Jersey (NJ) Nevada (NV) Wisconsin (WI) Kansas (KS) Indiana (IN) Kentucky (KY) New Jersey (NJ) Texas (TX) American Samoa (AS) Alaska (AK) Vermont (VT) Nevada (NV) American Samoa (AS) Minnesota (MN) Virgin Islands (VI) Washington (WA) American Samoa (AS) Wisconsin (WI)