Rule Number 1: If you're in debt you need clear, impartial
advice that works not another loan!
Does it seem fair to you that there are simple hints, tips
& strategies that are already freely available to the wealthy
and privileged few?
Is it fair that the rest get lukewarm, impassionate ‘advice
from the help-lines, or jaded and recycled ‘assistance from
commercial parties with a strong self-interested?
Why should you suffer the humiliation of learning by trial and
error when help is at hand? You need good, practical (and
Before we go further I should warn you that what follows is
My views are not always ‘mainstream and I can be edgy and
opinionated. I focus on what works. The views expressed here
are based on my own observations, research and life experience
as to what works in regard to the topics discussed.
In case there is any doubt; this report should not be taken
to construe financial or legal advice if you want that,
ask one of the usual suspects - a licensed ‘professional
(and see how far you get)!
I do offer something that is unique - you will not find this
(highly specialised) information anywhere else.
I would like to open your eyes to a growing body of practical
knowledge that is aimed at delivering a series of highly
specific outcomes for you. The whole includes the knowledge,
the tools and the support that you will need to realise your
You are now at the starting point for understanding and
acquiring detailed knowledge of three essential skills you can
(and must) master if you are to escape the debt trap forever!
If you want real success and freedom from debt then you
need to venture beyond mere legalities and ‘nuts and bolts.
You cannot and will not, live free of debt unless you focus on
doing three things;
1. Fix Your Debts (this takes specialised knowledge)!
2. Create Ongoing Success in Your Life (that means recognising
and changing some of the behaviours that got you into trouble
as well as recognising and adopting some of those that lead to
3. Radically Increase Your Income (this is not so hard to do,
but again, it takes specialised knowledge)!
What it Takes to Get Out Of Debt.
You CAN clear all your debts (no matter how large) and even
reverse them into sheer wealth if you are willing to;
ii) work at it
iii) be persistent and
iv) pick the right help.
Please dont make the mistake of constantly hopping from one
approach to another. You can waste years of your life (I know
I did) by starting one approach, losing confidence and then
trying another only to do the same.
Just choose one that feels right and stick with it!
This is one of the key secrets of the wealthy and successful
they make decisions quickly and then stick to them unless
there is a darn good reason to change!
They also trust themselves to make the right decision. This
ability to ‘Trust Yourself is the topic of another Report.
Just ask if you would like a copy.
You will also find that you need support. It is enormously
difficult to accomplish anything that is truly new and
worthwhile working alone.
You need someone to ‘bounce ideas off to ask for an opinion
or to share progress or frustrations with.
That ‘someone should ideally be a small group of people who
are in a similar position and trying to achieve similar
results people like you!
How to Save Thousands on Debt Consolidation!
There are thousands of people who will offer you some feeble
and useless advice, whilst really hoping to get your money by
selling you a consolidation loan.
Buying more debt to pay off your debt can make lots of sense
to a Lender!
A Debt Consolidation Loan may work for you but only in the
right circumstances and at the right time. Take this step at
the wrong time, or in the wrong circumstances and it can cost
you years of your life years that will have been needlessly
Your Choices Make Your Life!
There are many options open to you. Which you adopt and which
you reject at the present moment in time depends on a few
However, dont ignore anything that might be able to get you
closer to your goals times change and what looks
unattractive today can look very good if things get rough.
Probably the two most important considerations are;
i) where are you in the grand scheme of things? and
ii) what is your appetite?
Let me explain;
Where are you in the grand scheme of things what stage are
It could be any of the following;
1. You have realised that you are gradually sailing deeper
into debt and you need to get back on track before you
develop serious problems.
2. You are in a hole. Your debt repayments are making such
little progress that you will be paying your debts off for
a long, long time and you naturally want to make better
use of your funds, rather than making the lender rich!
3. You are in trouble. Cant pay your bills as they fall due
and are behind with your payments, but you still have a clear
4. Legal action has started against you and your credit
rating is already damaged.
5. You are being harassed.
6. You are facing Bankruptcy.
7. You are Bankrupt and need to recover as much ground
as possible in as short a time as possible.
If you need help, no matter what your situation, there is
information and help available - arm yourself with the
knowledge you need and get some help you. Help is
available - and much is free.
What is your appetite?
This really means how desperate are you? Are you more or less
on target in your life just want to make some small
adjustments now that will have a big effect on your long term
Or are you ‘in up to your neck with very little to lose?
* Are you the sort of person who wants to tread cautiously?
* Are you confident and dont mind ‘taking people on?
* Are you willing to really push the envelope?
Now know this - some rules apply to your situation;
1. You always have more options open than you realise!
2. You are in a far stronger position than you realise!
3. The strength of your position depends on you if you
dont know that you are strong then you will not be!
I cannot stress this enough - there are three things you need
to focus on simultaneously.
Miss one out and you will eventually find yourself back where
So what can you do?
Well here are just a few of the options open to you. Bear in
mind that this is a complex area and you will need access to
specialised information and resources to make a go of things.
You want to fix Your Debts - How do you fix anything?
You first need to know how it works right?
If you want to know more take a short-cut. Today You can
acquire a detailed knowledge and understanding of the way
You must learn how to manage the burden of debt. Youll start
to sleep better at night just as soon as you begin to really
understand the debt process - and how much power you really
have over events!
For example, there is a trick with debt. The credit card
companies and banks all rely on this trick. They think that
you think that the debts are a very serious and grave
responsibility - one that you cannot evade.
The truth is that debts are serious. You cannot evade that -
if you owe money, you owe money, full stop.
BUT - debts are negotiable. Everything is negotiable! Your
debts have value to your debtors - and that value fluctuates
according to certain basic principles.
These are simple and constant principles of supply and demand.
As soon as you understand these principles you have the power
to manipulate your debts - to your advantage!
Did you know that when you have a debt that you are struggling
to pay, the lender may ultimately SELL that debt to a
collection agency or they may even decide that it isnt
economical to recover the debt and give up!
They may sell for pennies on the dollar or even write the debt
off and stop bothering you.
But of course they want you to be intimidated - they will play
to this but there are a great many ways you can fight back!
Did you know, for example that;
* Many debts are NOT legally enforceable in a Court of Law
how will you know if this is the case with Your Debt without
the right knowledge?
* Other debts can be delayed, often forever.
* Often the methods employed by finance companies and
collection agencies to ‘steal your money (usually with
your 'consent') are actually illegal!
* Bankruptcy can usually be avoided or stalled indefinitely.
* Private Investigators and Debt Collectors locate "skipped"
debtors through information held on you in both Government
and Private databases. Information that is often illegally
accessed by these people acting under instructions from the
country's leading financial institutions!
* Repossession is often achieved illegally and it is possible
to avoid having anything illegally repossessed ever again.
* You can control your affairs, manipulate your creditors
and organise your finances so that YOU can determine when
your debts will be repaid at YOUR convenience.
OK That's all we can squeeze in on part one.
Dont forget to get hold of Part 2 which will give you some
vital clues on where to find information that will allow you
* Create real, ongoing success in your life - permanently!
* Radically Increase Your Income - a huge and
little-understood business from home opportunity.
Email me firstname.lastname@example.org and tell me what you
liked or didnt like in Part 1.
David P Cross is Principle of Debt Clearance Secrets.
A growing body of knowledge & tips to;
i) fix your debts,
ii) create ongoing success
iii) radically increase your income.
Want more? Visit http://www.debtclearancesecrets.com and we will
show you how to fix your debts.
If you like the Report, or hate it, let me know. I reply to all
of my emails. I can be reached at