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by Ron Vignari
Reasons to FinanceThere are many good reasons to refinance your current mortgage, or get a second mortgage and pull equity out of your home. Here are just a few.1. Adding structural additions or improvements to your home.2. Ge

Reasons to Finance

There are many good reasons to refinance your current mortgage, or get a second mortgage and pull equity out of your home. Here are just a few.

1. Adding structural additions or improvements to your home.

2. Get a lower mortgage rate and reduce interest costs.

3. Obtaining funds for investment

4. College tuition for your children. 5. Paying off other debt, such as credit cards, in order to reduce your total monthly outlay.

Consider The Following

When selecting a Home Improvement Loan consider all of the following:

1. Minimum & Maximum loan limits.

2. Terms (The shorter the term the lower the overall finance charge/higher monthly payment, longer the term the less the monthly payment/the greater the overall finance charge).

3. Loan type's: Home Equity, HELOC's, FHA 203K, Cash Out Refinance, Secured Consumer loans such as Retail Installment Obligation (RIO's), and Unsecured RIO (loan terms from 12 months).

4. Interest Rate and loan costs. For example: A no closing cost HELOC at prime or prime plus 1/2 may be tax deductible, and may be used to draw upon for FUTURE Home improvement projects with no "out of pocket" loan charges.

Improving your home can increase its value. Investing wisely can help create a larger net worth. Both could pay off in retirement benefits for you. Be careful. Don't risk the security of your home on frivolous spending.


M & M Resources Unlimited, Inc.

Helping customers since 1986

1577 Ridge Road West, Suite 119 - Rochester, NY 14615 Office: (585) 865-0950 Fax: (585) 865-3202 Toll Free: 1-800-937-2350

Licensed Mortgage Banker/NYS Banking Department

M&M Resources Unlimited, Inc. is a mortgage company that has been offering home mortgages, mortgage refinancing and home loans since 1986. We offer you the competitive rates and service you deserve.

The site is not responsible for any content in it. E-mail: alldir[at]gmx[dot]com
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