Houston mortgage brokers and loan officers are not only licensed by the state of Texas, but also take ongoing continuing education classes, subscribe to a strict code of ethics and are the best in their field. Obtaining a home loan for your home can be a very confusing process. With so many options it can be stressful. A qualified mortgage broker can guide you through the lending process, provide help and assistance and simplify the process.
Professional licensed mortgage brokers and loan officers include residential real estate finance professionals who are experts at navigating the way through the mortgage lending process. They are able to provide loan products from many lenders. These affordable consultants can save you time and money.
Mortgage brokers have a rigid code of ethics that they are bound to abide by. They include:
a. The Mortgage Broker shall act in accordance with any laws, rules and regulations of the State of Texas and in accordance with the By-laws of the Greater Houston Association of Mortgage Brokers.
b. The Mortgage Broker shall perform his business in a manner reflecting honor and integrity. He shall avoid and report fraudulent and unethical practices to the Association or State Agency charged with regulating the practices of brokers in the State of Texas.
The Mortgage Broker shall abide by generally accepted principles of real estate valuation when reporting to the investor regarding the evaluation of the offered collateral of his loan.
All mortgage brokers are trained professionals and are certified by the United States government and by the National Association of Mortgage Brokers.
Houston Mortgages provides detailed information about Houston mortgages, Houston mortgage companies, Houston mortgage brokers, Houston mortgage lenders and more. Houston Mortgages is the sister site of Atlanta Interest Only Mortgages.