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Credit Card Payment Holidays - Blessing Or Curse?
by Kevin Erickson
If you have a credit card (most Americans have over 10) then you've probably received an offer called a "payment holiday". You'll receive a letter that says something to the effect, "That because XYZ Credit Card Company understands how difficult i
Why A Good Credit Score Is Important To Your Business
by Tim Knox -
Do you know your credit score is? Do you even know WHAT a credit score is? Don't feel bad. Most people don't. Your credit score tells lenders the type of borrower you will likely be based on you

Identity Theft - Straightening Out Your Credit In The Aftermath
by Debbie Pettitt
FBI statistics reveal that identity theft is one of the fastest-growing crimes in the United States, with about 1 in 5 families in the U.S. being a victim of identity theft. Identity theft is obtaining another person's personal information (e.g., nam

Building Credit After Bankruptcy: Three Strategies
by R. Lawrence Anderson -
Here are three "Building Credit After Bankruptcy" strategies you can use to increase your chances of being approved for auto loans, credit cards, and home loans if you have a bankruptcy on your credit report: Building Credit After Bankru

The Best Balance Transfer Credit Cards: Get Yours Now!
by Ed Vegliante -
Have you read your credit card statement lately? Do you know what your annual percentage rate is? How about your annual fee? You may be surprised to learn that your current card is not the bargain you once thought it was. If you are tired of paying f

How Did Your Credit Score Today?
by Frank Hague -
Keep Your Credit History Clean - Remove A Negative Credit Record From Your Credit Report. It can make a difference of up to 18% in loan repayment costs. For example, on a 30-year, $150,000 fixed rate mortgage, a borrower wit

Travel Credit Cards
by Anthony Harris -
One of the best perks of using a credit card these days is earning airline miles that you can use for your next family vacation or business trip aboard. If you apply online for credit card offers, you can find a wide variety of airline miles reward p

Providian Credit Cards
by Anthony Harris -
You may have received an offer in the mail to apply for a Providian credit card. Why should you follow through? Simply put, this is a chance to get a 0 apr credit card online. With no interest for a trial period, you can pay out your balance transfer

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