One cannot file for bankruptcy through US state courts, since exclusive jurisdiction is vested with Federal courts. The court charges a certain fee at the time of filing, depending on which category of bankruptcy is being filed for. Specifically,
Although declaring yourself bankrupt is a way of resolving your debt issues, it should be avoided if at all possible.Bankruptcy has many disadvantages and penalties and as a result it should not be entered into lightly. Aside from the obvio
Declaring bankruptcy will not repair or improve your credit score. According to legal experts, credit repair after bankruptcy is possible. Some companies will offer credit immediately after bankruptcy, at very high interest rates, but buying a h
The purpose of bankruptcy is to give the debtor a new start in his life by repaying creditors in a systematic way. Thus, bankruptcy does not prevent anybody from taking a loan. Today, the lending rules are becoming much more relaxed, and you shoul
The Bankruptcy Abuse and Consumer Protection Act was passed in early 2005 with the overwhelming support of the President, both houses of Congress and the major credit card companies. The law, which created sweeping changes in American bankruptcy
Student debt and “undue hardship”If you are buried deep in debt but your debt is mainly student debt you may want to reconsider bankruptcy since almost all
student loans are non-dischargeable. The law is clear when it comes to student loa
Your bankruptcy is finalized, and now you’re ready to start rebuilding your credit. The best way to do this is by applying for small amounts of credit first, so you’ll want to get a credit card; however, you don’t know what credit card to choose.
Now that you’ve erased all of your bad credit, you’ll want to start rebuilding your credit. To your amazement, flyers keep coming in the mail offering you credit cards, car loans, even mortgages. As tempting as it may be to jump right back into de
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