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New Bankruptcy Law - What is the "Means Test"?
by Delia Galley
Effective October 17, 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, aka the “new bankruptcy law” became effective. The law imposes certain restrictions, when it comes to filing for bankruptcy. One of the new requireme
Rebuilding Credit after Bankruptcy - 3 Things to Know
by Carrie Reeder
Now that you’ve filed bankruptcy and gotten rid of all of your debts, you want begin rebuilding your credit. Regardless of your reasons for filing bankruptcy -- doctor bills, divorce, job loss, or even just carelessness -- the best way to prove to

How Bankruptcy Affects Interest Rates on Loans and Credit Cards
by Carrie Reeder
If you’ve recently filed bankruptcy, you may be concerned about what interest rates you’ll receive on future loans and credit cards. This is a common concern. Though you may feel that the credit card offer you received in the mail has a ridiculous

Getting A Credit Card After Bankruptcy - 3 Things You Should Know
by Carrie Reeder
Declaring bankruptcy doesn't mean that you'll never be able to get credit again. In fact, you may find that credit card companies are still sending you offers and applications in the mail! But before you decide to sign up for another piece of

Bankruptcy and Useful Tips for Avoiding It
by Charles Essmeier
The Bankruptcy Abuse and Consumer Protection Act was passed in early 2005 with the intention of reforming American bankruptcy law as we know it. The existing laws, according to Congress and the credit card companies, allowed too many debtors who

What About Selling Your Home Before Bankruptcy?
by Billy Baxter
In case you're thinking of filing bankruptcy, the home that you live in will also form part of the assets that could be sold in order to pay the creditors.If you are a part owner of the house, the house will still be sold and the creditors

How To Buy A House In Less Than 2 Years Of Bankruptcy
by Billy Baxter
Should you ever face the unfortunate experience of filing bankruptcy chances are that you will see someone else who is filing bankruptcy for the 2nd time or maybe even the 3rd time. This simple means that although bankruptcy hampers your credit ra

Tips for Getting Approved for a Car Loan with Bankruptcy
by Mary Wise
BudgetingYou need to plan ahead, make a budget with all your income and expenses and consider what monthly installments you will be able to afford and are willing to pay. According to this information you’ll be able to select which payment

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