If you are looking at buying a new house, or considering refinancing your current dwelling, you probably have a number of questions. One of the common questions involves mortgage banker terminology. One of these terms is "points". You are often gi
A mortgage broker acts as an intermediary between you and mortgage lenders, helping you find the right mortgage product for your needs. Brokers may work independently, be associated with a lender, or actually be employees of lenders. Mortgage br
There are a number of national mortgage companies with offices in Florida and a large number of local companies. To find the right company for you, start by asking family members and friends who live in the area you are interested in buying a hom
Florida has a bustling real estate market and there is no dearth of mortgage lenders. A basic Internet search will give you names of dozens of lenders. You could also find a reliable lender by checking with family members, friends, or your finan
Mortgage rates in any market typically vary weekly or even daily. For the month of October 2005, interest rates for a 30-year fixed rate mortgage averaged slightly below six percent, which is comparable to the national average for the same period
With lending rates very low, this is a good time to consider buying a home. As with any major investment, you can get the most out of a mortgage by understanding the lending market and terms used in this market. With a little effort now, you cou
You may be thinking of refinancing your current mortgage for one of several reasons. If you currently have an adjustable-rate mortgage, you may be looking for a fixed-rate mortgage with more competitive terms, or interest rates on your adjustable
Zero down home financing is about getting rid of the obstacle of closing costs. You can trade in your rent payment for a house payment without paying thousands at closing. Before you start enjoying the benefits of home ownership, make sure you fol
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