If you're like most financially savvy folks, you've either refinanced your current mortgage to a rock bottom rate that you can brag about at the family reunion, or you've recently purchased that dream home you've been working hard towar
Reverse mortgages.Reverse mortgages have become popular over this past couple of years
as a way of raising some much needed cashflow. Its a safe plan that a
lot of older americans have taken advantage to raise cash for unexpected
medic
Competitive mortgage loans from leading mortgage providers are basically divided into two main categories, repayment and interest only. Repayment mortgage loans are also known as capital repayment mortgages because your monthly payments contribute
Based on an interview with Srdjian Gavrilovek, an investment banker in Atlanta, GA.Lenders only make their money when they loan money. Therefore, they want to loan as much money as possible. But, there are qualifying criteria that borrowers
A fixed rate home equity line of credit gives you easy access to low interest credit. It also provides you with stability, helping you know how much your rates will always be. The greatest savings can be seen over time if rates increase. So, even
While most financial guru's recommend avoiding bankruptcy, some people discover that filing for chapter 7 or chapter 13 is their only alternative. Bankruptcy is extremely damaging to your credit. For the next seven to ten years, you can expect to
If you have a mortgage loan with an interest rate 2, 3, even 4 points above the current average, refinancing may be in your best interest. When mortgage loan interest rates began to decline in the early 2000's, many homeowners chose to refinance t
Homeowners have several options for acquiring extra cash. If your home has a substantial amount of equity, you may refinance for a lower interest rate and obtain a lump sum of money. In addition, getting a home equity loan or line of credit puts e
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