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What are Mortgage Points?
by Mike Wells
One point is equivalent to one percent of the loan amount. Mortgage points are considered by the IRS to be a form of pre-paid interest. This means that mortgage points can be deducted from taxable income. Most lenders require that a borrower pay o
Houston First Mortgages
by Richard Romando
Planning for a new home, new property and other finances for the first time is not only a question of gathering money-- it is a building a dream to create heaven for you and your loved ones. Though it is a hard fact that getting a mortgage loan is al

Bad Credit Mortgage Loans
by Alison Cole
Credit ratings are a very influential factor when a person has to buy a mortgage. Good credit ratings improve the chances of getting a mortgage; while poor credit ratings may destroy the chances. However, today there are many options for people with

Buying Fresh Mortgage Leads
by Jay
Mortgage leads can be bought in quite a few different varieties. And depending on which loan officer you ask, some are better than others. If you buy leads in bulk, most likely you will be buying old or recycled leads. Mortg

Seven Secrets to Winning the Home Buying Race
by David Cooke
We're in a very strong seller's market here in Calgary! The past few months have been frustrating to many hopeful home buyers. There are too few homes available, and the good ones are snapped up in a hurry! There are usually 6000 + resale homes o

Bad Credit Mortgage Lenders: Construction Loans - You and Your First Home
by Greg Pashby
Picture it. Your first home. Your dream home. The home that you, yourself, are going to construct. However, you find that you are in a bit of a financial bind. There is no need to fret; the funding for your new home is available through various ne

Figuring Out Whether You Can Afford That Home
by Sergio Haros
House hunting can be a brutal affair, particularly if you dont know what you can afford before hand. No your price range in advance and you can avoid looking at really nice homes youll never get.Mortgage Monthly PaymentsThe big

Getting Pre-Approved for a Mortgage Makes Buying Easy
by Sergio Haros
Whether buying or selling a home, the real estate transaction process can be seriously stressful. Hey, no pain, no gain. Getting pre-approved for a mortgage can seriously reduce stress levels.Lender ApprovalMany people make the mista

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