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What the Mail on Sunday Said
by Nicola Bullimore
Anyone considering Bankruptcy may have experienced fear after reading an article written in The Mail on Sunday with the headline “Bankruptcy cheats face crackdown”. But, how much of what was written was in context of the reality of Bankrup
Debt Free Living - 5 Tips To Get Out Of Debt
by Justin Koh
A few times I wonder what sort of credit system moved the global economy 200 years ago. If the intention of getting into a business is meant to 'help' fulfill the needs and wants of someone, I don't see how credit card salesmen can drove mo

Individual Voluntary Arrangements- A New Alternative to Bankruptcy
by Mike Curry
This May, the Department of Trade and Industry in the UK found that there were 10,091 bankruptcies in the first quarter of 2005. This represents an increase of 24.5% on the corresponding quarter of last year.Bankruptcy can leave an individu

Life on a Debt Management Program
by Katie Spencer
Signing up for a debt management program is easy; it’s a matter of finding a company you feel comfortable with that is difficult. There should be no pressure added from the company you speak with, joining a DMP is your decision and you should feel

How to Protect Yourself: Debt Collections
by Walter Silcox
So you are getting collection calls? You’re desk is full of unpaid bills. You dread answering the phone. You are having trouble sleeping at night because you are worrying about a bunch of bills. You feel depressed. Does any of this sound fa

Debt Help and Advice for the UK
by Greg Penn
At some time or another during our lives most of us will overspend and get into debt. Sometimes we can get our finances back on an even keel by cutting down on a few luxuries.It's a fact that there is now much greater and easier access to c

IVA: Individual Voluntary Arrangement
by Mike Curry
What Is an IVAThe IVA (Individual Voluntary Arrangement) was introduced by The Insolvency Act of 1986 as an alternative to bankruptcy which benefits both the debtor and the creditor. An IVA enables people facing financial difficultie

IVA Advice
by Mike Curry
An IVA (individual voluntary arrangement) is an alternative to bankruptcy introduced by the government as part of the Insolvency Act 1986. This article provides an overview of IVAs and suggests what readers should watch out for when looking for IV

 
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