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Debt Consolidation
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Debt Validation: Do you have to pay ?
by Alan Barnes
It happens all the time. Debt collectors try to collect on debts that consumers have no knowledge of or never owed in the first place. So, what do you do when a bill collector demands payment in full on a debt that you never knew existed? You need
Why Aren't You Paying Off Your Debt?
by Martin Lukac
Now is the perfect time to start paying off your debt. Everyone knows that debt isn't a good thing. The word is being put out there by thousands of financial advisors. Why aren't you paying off your debt?Even if you have your debt in con

Debt Problems and How To Deal With Them – A Debt Collectors Point of View
by Lisa Mills
Having been in the debt collection business for some years now it never ceases to amaze me how people deal with their debt problems. There seems to be 3 main methods of dealing with debt.1. Ostrich Approach – Bury your head in the sand an

Payday Loans: An Overview - Part One
by Mark Tamwood
What is a payday loan? According to Wikipedia, “a payday loan, paycheck advance or cash advance is a small, short-term loan (typically up to $1,500) without a credit check that is intended to bridge the borrower’s cash-flow gap between pay days.”

Alternatives to Bankruptcy
by Debbie Dragon
Many people want to file bankruptcy the moment they realize they are in over their heads, and they feel like there is nothing they can do to get out of debt. Bankruptcy however, should be used as an absolute last resort- after all other options h

Debt Problems - How to Face Your Families And Friends
by Moses Wright
One of the most important things that you can do to help yourself when you are in a financial crisis is to keep a positive attitude.Whether you are in debts because of your poor money management skills, family member health problems or unex

Consumer Debt Counseling
by Jimmy Sturo
Consumer debt counseling refers to the process of advising consumers on the various ways they can clear their debt without resorting to bankruptcy. The target audience is those people who have run up huge credit card balances that they find hard t

Non Profit Debt Consolidation Refinancing
by Peter Emerson
Consumers with a huge amount of debts with creditors need to be aware that there are always some means of refinancing their debts. One of the ways to do so is by using the services of a non-profit debt consolidation refinancing company. Many peop

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