Creating A Realistic Budget
by Ramona Creel |
| Budgeting -- ooh, what a scary word! If you want to frighten someone whose finances are out of control, suggest that they tally up their expenses on a piece of paper. We all understand the value of such an exercise, but when it comes to the practi |
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What is Credit-Counseling Service?
by Paul Cris |
| Eighty percent of the American population is under debt. Once you are caught in the debt trap, it is very difficult to come out. When a person does not pay the monthly payments for credit cards, home loans etc on time, then the interest rates keep |
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How to Get Out of Credit Card Debt Once and for All
by Terje Ellingsen |
| Credit card debt is a major cause of over one million bankruptcies each year. The reason is the sad fact that many people get a credit card without researching and reading the fine print. By the time annual fees are added on, along with spending |
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Student Loan Forgiveness Programs for College Graduates
by Michael Carter |
| Student loans are often necessary to finance a college education. However, many graduates find it difficult to repay student loans after graduation.While there is a grace period of six months before graduates must begin repaying loans, in |
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Average Student Loan Debt
by Max Bellamy |
| The average student loan debt depends on the institution and the course which the student is studying. The National Post-Secondary Student Aid Study has calculated the following statistics for average student loans for the academic year 2003-2004. |
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Student Loan Debt
by Max Bellamy |
| Student loans are financial aids taken for the purpose of education. They have to be repaid with interest once graduation is completed, and the repayment schedule begins from six months after graduation. Loans are disbursed to either students or t |
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Student Loan Debt Consolidation
by Max Bellamy |
| A student has the option to combine several federal loans into a single loan. This is called as consolidation of the loans. Consolidated loans have lower interest rates and higher repayment periods.There are several finance organizations an |
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Student Loan Debt Elimination
by Max Bellamy |
| A crucial point to be borne in mind by students is this: student loans cannot be eliminated under any circumstances. Student loans are not grants; they are just financial assistances to cover education costs and they have to be repaid under any ci |
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